This is the ultimate guide to non-smoker life insurance rates for cigarette smokers, tobacco chewers, marijuana use, e-cigarettes, vape, etc. as long as there are no other health issues involved. This Life Insurance Guide for Smokers, Smokeless Tobacco, and Nicotine Products Covers: Tobacco and Nicotine Life Insurance Overview Life Insurance by Tobacco and Nicotine Type […]
Tobacco
If you use tobacco or nicotine products, we have many life insurance options available that may offer you non-tobacco rates.
You'll find our detailed guide here
Cigar Smokers Get Non-Smoker Life Insurance Rates!
Smoke cigars at your paramedical exam and you’ll still get non-smoker life insurance rates with us! It’s true, and this guide tells you the rules so you don’t get stuck with an overpriced policy. Cigar Quick Overview Follow these links to the section that best meets your cigar habits. Life Insurance for Daily Cigar Smokers […]
Pipe Smokers Life Insurance
If you are a pipe smoker, non-smoker rates are available. It is possible to obtain a non-tobacco rate if you know which company to go to. Let our expertise with tobacco and nicotine underwriting help you find the best company based on your tobacco use. Life Insurance for Pipe Smokers Did you know that while […]
Cigarette Smokers Life Insurance
If you smoke cigarettes, it is important for you to understand how life insurance companies underwrite you. At RiskQuoter.com, our tobacco and nicotine underwriting expertise will help you navigate life insurance underwriting in order to obtain your best rate. Smokers Life Insurance – How Underwriting Works Each company has its own set of underwriting guidelines […]
Chewing Tobacco
Do you chew tobacco? Non-tobacco life insurance rates are available if you get to the right life insurance companies. You can even chew at your paramed exam if you want to! At RiskQuoter.com, our underwriting expertise for tobacco and nicotine users will help you find the best rates possible based on your chewing tobacco use. This Chewing […]
Why Not Lie About Marijuana Use?
So, you’re looking at the life insurance application……and you get to that question. Yeah, you know the one. What do I do, what do I do? Truth and consequences….or lie and take some chances??? A lot of people check the box “no” and don’t think about the consequences of that decision. You don’t need that […]