It’s not often that life insurance companies reward people with diabetes! In fact, until now most life insurers go out of their way to punish diabetics. John Hancock has just introduced the Aspire life insurance program for diabetes. Aspire Diabetes Overview What is the Aspire program? How does Aspire work? Aspire Life Insurance Details Aspire […]
Underwriting
You'll find everything you need to know about life insurance underwriting here so you can make an informed decision.
Check out this great article that covers life insurance underwriting from A-Z here.
What Every Scuba Diver Should Know About Life Insurance
The deeper you dive, the more you pay for life insurance…unless… This scuba dive life insurance article will show you how to find your best life insurance underwriting from companies that specialize in diving. Scuba Life Insurance Questions Life insurance for scuba is based on your experience, certifications, dive depth and types of scuba diving […]
If You Read One Article About Flat Extras Read this One
Find out how flat extras affect life insurance underwriting in this article. Flat Extra Questions The following are the most common questions you should ask about any flat extra charges. Why is the flat extra being added to my policy? What is the flat extra charge per thousand dollars of coverage? Is the flat extra […]
The Only Paramedical Exam Resource You Will Ever Need
The paramedical exam (life insurance medical exam) that insurance companies require will make or break your life insurance underwriting outcome…Here’s how to make it a positive experience. Paramedical Exam Overview Paramedical exams consist of a personal medical history interview and a brief life insurance medical exam that involves a check of your height, weight, blood […]
How Does Weight Affect Your Life Insurance Rate?
Did you know that each life insurance company has its own height and weight criteria used to determine your life insurance rate? It’s true, and this guide gives you weight chart information to help you choose the best company for your life insurance underwriting. Quick Overview for Build These links take you right to the […]
Denied Life Insurance
If you were denied life insurance, we’ll show you how to get approved. We specialize in life insurance underwriting and know how to get you approved! This Denied for Life Insurance Guide covers: Denied Life Insurance Due to Medical History Denied Life Insurance Due to Lab Results Denied Life Insurance Due to Medical Records Denied Life […]
How Much Life Insurance Do I Need?
Chances are you need more life insurance than you think. While asking friends and family may be a start, it might not give you an accurate idea of how much life insurance you really need. At RiskQuoter, we’ll help you determine the right amount of life insurance to meet your needs. Factors That Determine Life […]
Don’t Let Family History Ruin Your Life Insurance Rate!
You may be shocked to learn that your family’s medical history could negatively affect your life insurance underwriting, especially if you end up with the wrong life insurance company…we’ll help you find the right carrier. This Family History Life Insurance Guide Covers: Family History Life Insurance Overview Heart Disease Family History Cancer Family History Diabetes […]
Private Pilots
If you are a private pilot, there has never been a better time to pick up some life insurance! We have worked with many private pilots to help them obtain life insurance without having to pay ridiculous flat extras that many life insurance companies charge private pilots! The best life insurance company for private pilots varies depending […]
Life Insurance Table Ratings
Are you wondering if you received the best life insurance rate possible because you were table rated? Life insurance underwriting raises many questions for consumers…This guide answers those questions and much more. This life insurance table rating guide covers: What are life insurance table ratings and how do they work? Will other companies offer me […]