If you currently have a brain-related condition and need life insurance, our underwriting expertise will help you find your best life insurance rate.
Brain Quick Overview
As specialists in high-risk life insurance, we know how to get you approved when you have a brain or nervous system disorder.
You’ll find detailed articles for the above medical conditions, including underwriting and life insurance rate information.
Nervous System Disorders
We have underwriting experience helping people with central nervous system and peripheral nervous system disorders.
Some examples of central nervous system disorders include epilepsy, multiple sclerosis, and Parkinson’s disease…but there are many other conditions as well.
Examples of peripheral nervous system disorders include Guillain-Barre syndrome, diabetic neuropathy, etc.
With seizure disorders such as epilepsy, life insurance companies are looking for the underlying cause, the frequency and severity of seizures, what medications are taken, and your current control of the condition.
If you had an aneurysm that was successfully treated with surgery, gamma knife, radiation, etc., life insurance is typically available after a period of stability since treatment.
With most nervous system and brain-related conditions, insurance companies are looking to see how much you’ve recovered, and what residual health issues you currently have.
Underwriters want to know the following:
- What is your exact diagnosis?
- When were you diagnosed with this condition?
- What medications and dosages do you take?
- What types of testing have you completed?
- Have you been hospitalized? If yes, when and for how long?
- Are you currently disabled?
- If yes, what is your date of disability?
Please take a few minutes to complete your quote request today.
There is no pressure or obligation with our service. We’ll provide you with the information you need to make an informed decision about your life insurance. Thank you.