We specialize in high-risk life insurance underwriting for endocrine disorders, including diabetes and thyroid conditions.
Endocrine Life Insurance
We’re able to find you affordable life insurance rates by shopping to life insurers that specialize in endocrine-related conditions, including:
We’ll help you find the best life insurance companies available based on your individual medical history.
Underwriting Questions to Know
For any endocrine condition, life insurance underwriting wants to know:
- What is your exact diagnosis?
- When were you diagnosed with this endocrine disorder?
- How is this condition being treated?
- Have you had any surgeries or other types of treatment for this condition?
- What medications and dosages do you take?
- Have your medications/dosages changed in the past 12 months?
- Have you had any complications from the endocrine issue?
- If yes, what types of complications have you had?
- Do you visit your physician for regularly scheduled checkups?
- What other health issues do you have if any?
In addition, life insurance companies want to know about any family history of heart disease, diabetes or cancer with your parents and siblings.
We can help you with many endocrine conditions, including many that are listed on the EndocrineWeb site…check back often for updates.
What if you’ve been rated or declined in the past?
Keep in mind that getting declined for life insurance doesn’t mean that all carriers will treat you the same way.
That’s the value of our life insurance service.
We know which companies to work with and which ones to avoid.
The benefit to you is that when we complete our quick quote process, you’ll be confident in knowing that your life insurance rate is the best available.
What’s a quick quote you ask?
A quick quote is a summary of your medical history that we shop to life insurance companies specializing in your medical condition. The benefit is that you have preliminary underwriting feedback in 3-5 days from life insurance companies.
Once we have all feedback, it’s easy to provide you with accurate quotes, whether you need term life insurance, universal or whole life.
We work with many life insurance companies and most don’t do such a great job with diabetes, thyroid conditions and other medical disorders.
But, we know which companies are best based on your medical condition.
If you’ve been denied life insurance due to your endocrine disorder, you’re not alone.
The reason why is that many times, the insured misses out on the best underwriting offers because they ended up with the wrong life insurance company.
Endocrine Life Insurance Conclusion
Life insurance is available to you if you have an endocrine disorder, and we’ll make sure you receive the best life insurance rate available based on your individual health history.
Here’s what happens when you submit your request for life insurance quotes to us.
We review your request and will provide you with preliminary life insurance quotes.
We’ll then reach out to companies with our quick quote approach that gives us feedback from 15+ companies in 2-4 days.
At that time, we’ll show you what each life insurance company has to say in terms of underwriting and price.
We’ll review the types of life insurance available and will help you determine how much life insurance to get.
There is never any pressure or obligation with our service.
We provide you with the information you need in order to make an informed decision about your life insurance.
Please take a few minutes to submit your quote request today. Thank you.