Updated on March 15, 2021
If you have angina or chest pain and need life insurance, we will help you get the life insurance coverage you need.
Finding life insurance with heart disease is where RiskQuoter will help you.
Angina is chest pain that occurs when there is a decrease in the blood oxygen supplied to an area of your heart.
It usually occurs after exertion, cold weather, stress, and sometimes after a heavy meal.
An estimated 9 million Americans have angina.
People with angina may feel chest pain, chest tightening, heartburn, weakness, numbness, etc.
Most people with angina will start to feel relief after resting or placing a nitroglycerin pill under their tongue.
Life Insurance for Angina
Life insurance underwriters will want to know how your angina was diagnosed.
Were you diagnosed with angina after
- having an EKG or stress test performed?
- Diagnosed with angina after describing chest pain symptoms?
- Diagnosed with angina by an angiogram?
Underwriters look for other conditions such as:
Angina Life Insurance Underwriting
Most life insurers will postpone coverage for 6 months after diagnosis, or if you have unstable angina.
Underwriting decisions will be based on your age currently as well as your age at time of angina diagnosis.
Underwriters also want to know how often you have chest pain.
Age 65 or Older – Standard life insurance rates plus an additional 50-75% markup, called a table rating.
Under Age 65 – Standard life insurance rates plus a markup of 100% or more.
If you have underlying heart issues such as coronary artery disease,
life insurance underwriters will review the extent of coronary artery disease than the chest pain from angina.
Every angina life insurance case we look at is different.
The best way for us to provide you with accurate life insurance quotes is to have you start by completing our quote request.
We use a quick quote process to get underwriting feedback in days from companies that understand heart issues.
There never any pressure or obligation with our life insurance service.
We’ll give you the information you need to make an informed decision about your life insurance.