If you have diabetes, thyroid conditions, or other high-risk endocrine disorders, we can help.
We’ll help you find the best life insurance companies available based on your individual medical history.
Underwriting Questions to Know
Life insurance underwriters want to know:
- What is your exact diagnosis?
- When were you diagnosed with this endocrine disorder?
- How is this condition being treated?
- Have you had any surgeries or other types of treatment?
- What medications and dosages do you take?
- Have your medications changed in the past 12 months?
- Have you had any medical complications?
- If yes, what types of complications have you had?
- Do you visit your physician regularly?
- What other health issues do you have if any?
- Is there any family history of parents or siblings having the same medical condition?
We can help you with many endocrine conditions, including many that are listed on the EndocrineWeb site.
We also have programs like Aspire that may be helpful to some clients.
Rated or Declined in the Past?
Keep in mind that getting declined for life insurance doesn’t mean that all carriers will treat you the same way.
That’s the value of our life insurance service.
We know which companies to work with and which ones to avoid.
The benefit is that when we complete our quick quote process, you’ll be confident in knowing that your life insurance rate is the best available.
What’s a quick quote you ask?
A quick quote is a medical history summary shopped to life insurers specializing in your heart condition.
Once we have all feedback, it’s easy to provide you with accurate quotes,
Whether you need term life insurance, universal or whole life.
We work with many life insurance companies and most don’t do such a great job with underwriting,
But, we know which companies are best based on your medical condition.
Let us know if you are taking medications for blood pressure or elevated cholesterol as those are concerns for conditions like diabetes.
If you’ve been denied life insurance due to your endocrine disorder, you’re not alone.
Many times, the insured misses out on an underwriting offer because they ended up with the wrong company.
We’ll get you to the right company every time.
Endocrine Life Insurance Conclusion
Life insurance is available to you if you have an endocrine disorder.
It’s a little more difficult these days with COVID-19, but we can still get offers for you.
We’ll make sure you receive the best life insurance rate available based on your individual health history.
We review your request and will provide you with preliminary life insurance quotes.
We’ll then reach out to companies with our quick quote approach that gives us feedback in 3-5 days.
At that time, we’ll show you what each life insurance company has to say in terms of underwriting and price.
We’ll review the types of life insurance available and will help you determine how much life insurance to get.
There is never any pressure or obligation with our service.
Please take a few minutes to submit your quote request today. Thank you.
Michael Horbal is the founder and owner of RiskQuoter.com and a licensed life insurance agent who has helped thousands with affordable protection for families and businesses.