Life Insurance Made Easy

We Make Life Insurance Easy for You

Everything you need to make an informed decision about your life insurance is here. Try our no-pressure, no-obligation service today.

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Buying Life Insurance

Buying life insurance does not have to be complicated.

In fact, we make it easy for you to get the best rates possible

based on your individual life insurance needs.

We use accelerated underwriting and e-applications to speed you

through the underwriting process.

We show you how to buy life insurance online so you get the best

companies, policies, and rates available!

Life Insurance Companies

The best life insurance companies in the business are available here, whether you need term life insurance, universal, or whole life insurance.

We provide detailed life insurance company reviews to help you determine the best life insurer for you.

If you need general life insurance information related to companies, our 2022 Life Insurance Statistics Guide provides industry insight about American consumers.

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High-Risk Life Insurance

It’s important to work with someone who understands medical conditions

If you have a history of high-risk health issues,

Have you been through the application process in the past?

Only to end up table rated or declined for life insurance?

We know what a frustrating experience that is.

The benefit of our service is that you know upfront what to expect.

We get you preliminary underwriting feedback in a few days.

You’ll know what to expect in terms of underwriting and price before you apply.

You can apply to the best company (or a few if needed) to get approved as expected.

We’re going to make sure we help you find affordable high-risk life insurance.

Life Insurance Underwriting

Life insurance underwriting makes or breaks the deal for you.

As independent agents, we work for you, not the insurance company.

Compare that to a captive agent who represents just one company.

Our life insurance underwriting process reviews:

Your medical history
Family history
Non-medical risks – scuba, pilots, etc.
Life insurance needs

We use the above information to make sure your

life insurance quotes are accurate.

At RiskQuoter, our goal is to get you approved at a great rate.

You’ll also receive rating and financial strength information for

the companies we quote for you.

Testimonials

Kind words from happy customers who have a lot to say about our service!

“Michael was very professional and followed up when necessary. He also found the best rates and coverage available.”

Daniel P

“Michael was very honest with me, done just what he said he would do. I was very happy with his service.”

Bud N

“I highly recommend working with Michael. He was incredibly patient with me throughout the process & I felt I had an advocate in him.”

Alex F

“Mike was a great help in finding affordable insurance & guiding me through the process!”

Joel G

“You made me feel very special and that my policy was important. Thanks, Michael”

LaShawn W

“After applying for life insurance with at least a half dozen insurance companies, RiskQuoter was the only agency to produce a policy. I highly recommend them!!”