Buying Life Insurance
Buying life insurance does not have to be complicated.
In fact, we make it easy for you to get the best rates possible
based on your individual life insurance needs.
We use accelerated underwriting and e-applications to speed you
through the underwriting process.
We show you how to buy life insurance online so you get the best
companies, policies, and rates available!
Life Insurance Companies
The best life insurance companies in the business are available here, whether you need term life insurance, universal, or whole life insurance.
We provide detailed life insurance company reviews to help you determine the best life insurer for you.
If you need general life insurance information related to companies, our 2022 Life Insurance Statistics Guide provides industry insight about American consumers.
High-Risk Life Insurance
It’s important to work with someone who understands medical conditions
If you have a history of high-risk health issues,
Have you been through the application process in the past?
We know what a frustrating experience that is.
The benefit of our service is that you know upfront what to expect.
We get you preliminary underwriting feedback in a few days.
You’ll know what to expect in terms of underwriting and price before you apply.
You can apply to the best company (or a few if needed) to get approved as expected.
We’re going to make sure we help you find affordable high-risk life insurance.
Life Insurance Underwriting
Life insurance underwriting makes or breaks the deal for you.
As independent agents, we work for you, not the insurance company.
Compare that to a captive agent who represents just one company.
Our life insurance underwriting process reviews:
We use the above information to make sure your
life insurance quotes are accurate.
At RiskQuoter, our goal is to get you approved at a great rate.
You’ll also receive rating and financial strength information for
the companies we quote for you.
Kind words from happy customers who have a lot to say about our service!
“Michael was very professional and followed up when necessary. He also found the best rates and coverage available.”
“Michael was very honest with me, done just what he said he would do. I was very happy with his service.”
“I highly recommend working with Michael. He was incredibly patient with me throughout the process & I felt I had an advocate in him.”
“Mike was a great help in finding affordable insurance & guiding me through the process!”
“You made me feel very special and that my policy was important. Thanks, Michael”
“After applying for life insurance with at least a half dozen insurance companies, RiskQuoter was the only agency to produce a policy. I highly recommend them!!”
Types of Life Insurance
RiskQuoter offers all types of life insurance, including:
- Term Life Insurance
- Universal Life
- Index Universal Life
- Whole Life
- Guaranteed Acceptance Coverage
- No Exam Policies
- Accidental Death
We match you with the best type of life insurance
based on what you are looking to accomplish.
There is never any pressure or obligation with our life insurance service.
Life Insurance Questions You May Have
People often ask us
Life insurance for heart patients is available for most cardiac conditions. We help you get the best life insurance rates based on your heart history.
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We have affordable life insurance available for you if you have a high-risk condition such as diabetes. Table of ContentsHow Does Diabetes Affect Life Insurance?Diabetes…
Find out here if American General Life Insurance Company is right for you. Underwriting specialties, product information, ratings and more.
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Find out how much your life insurance should cost you.