Choosing the right type of life insurance shouldn’t be so complicated. At RiskQuoter, we make it easy by showing you the information you need to make a great choice.
Types of Life Insurance Overview
Follow these links to the sections that interest you
According to life insurance research firm LIMRA, 50 million families in the U.S. recognize that they need more life insurance, but don’t know what types of life insurance they should buy.
We show you the benefits and features of each type, and let you know what to expect from life insurance underwriting as it may vary by product and the company you choose.
Here’s a rundown of the types of coverage we have to offer you.
Term Life Insurance
By far the most popular kind of life insurance and for good reason. It’s easy to understand and affordable. The following article addresses everything:
The above article provides detailed information about:
- Term Life Insurance
- Term lengths from 1 – 40 years
- Return of Premium Term (ROP)
- Term Life Insurance Riders
- Conversion Privileges
Today’s term life insurance policies offer great features and benefits while providing you with the coverage you need at an affordable price.
Universal Life Insurance
If you’re considering universal life insurance, the following article gives you the details you need to make a great choice.
In the above article, we explain:
- Guaranteed Universal Life (GUL)
- Cash Value Universal Life
- Index Universal Life (IUL)
- Riders, Benefits and Policy Loans
If universal life insurance is right for you, this will help you choose the right policy.
Whole Life Insurance
Whole life insurance offers the possibility of dividends and other cash value features. The following article gets into the details you should know.
In the article, you’ll learn about:
- Different types of whole life
- Cash values
- Policy Loans
- Using the cash value in the future
It’s important to understand what you are buying, and the above article helps you make the right decision.
Accidental Death Insurance
If life insurance is not available due to a high-risk health issue or because it’s too expensive, the following guide is worth a read.
The guide explains:
- What accidental death insurance is and isn’t.
- When you should consider accidental death insurance.
- Accidental death pros and cons
When you finish reading the above guide, it will help you decide if accidental coverage is worth considering.
Which Type of Life Insurance is Right For You?
There are many types of life insurance, and over 100 life insurance companies available in the United States.
Our service is a no-pressure, no-obligation service.
We’ll provide you with the information you need in order to make an informed decision about your life insurance.
Would You Rather Discuss Your Life Insurance Needs?
Call us today at (800) 909-2040