Buying life insurance does not have to be complicated.
In fact, we make it easy for you to get the best rates possible based on your individual needs.
We use accelerated underwriting and e-applications to speed you through the underwriting process.
There is never any pressure or obligation with our life insurance service.
Life Insurance Companies
Some of the best life insurance companies include American General, Banner Life, Prudential, Protective Life and many more.
Our individual life insurer reviews give you all the details in order to make an informed decision for yourself.
High-Risk Life Insurance with RiskQuoter
If you have a history of health issues, it’s important to work with someone who understands medical conditions.
If you’ve been through the application process in the past, only to end up with a more expensive rate than expected,
You know what a frustrating experience that is.
The benefit of our process lets you know upfront what to expect in terms of underwriting and price.
We use a quick quote process that gives you get preliminary underwriting in a few days.
At that time, you can apply to the best company (or a few if needed) to ensure that you get approved as expected.
Life Insurance Underwriting with RiskQuoter
As independent agents, we work for you not the insurance company.
Compare that to a captive agent who represents one company.
Our goal is to help you get approved as quickly as possible at life insurance rate that is the best available to you.
We want to make sure that the quotes you receive are accurate.
In order to do that, our underwriting process reviews:
- Your medical history
- Family history
- Non-medical risk factors
- Life insurance needs
We’ll let you know what companies and rates are available so you can make an informed decision for yourself.
You’ll also receive rating and financial strength information for the companies we quote.
Types of Life Insurance
We offer all types of coverage, including:
- Term Life Insurance
- Universal Life
- Index Universal Life
- Whole Life
- Guaranteed Acceptance Coverage
- No Exam Policies
- Accidental Death
- Contingent Coverage
- Disability Policies
You’ll find everything you need to make an informed decision about your coverage options.
Keep in mind that there is never any pressure or obligation with our service.
We’ll provide you with the information you need to make an informed decision.