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Affordable Life Insurance

At, our specialty is life insurance underwriting.  Whether you have perfect health, a medical condition, need help with your personal, business or estate planning, we can help you get the life insurance you need at the best rates available.

We’re an independent life insurance agency.  The benefit is that we match you with the best life insurance companies based on your needs vs. a career agent who only represents one company.

life insurance companies

Health Issues We Specialize In:

We have the high risk life insurance expertise to help you with all types of medical conditions, including:

And much more.
Non-medical underwriting for:

Check out our life insurance underwriting guide for more topics.

RiskQuoter Service Overview:

There is never any pressure or obligation with our service. Find out how much life insurance should cost you.
  • Expertise with Underwriting
  • 22+ Years with High Risk Conditions
  • Independent Agency - We Work for You, not the insurance company
  • Term Life Insurance
  • Universal Life Insurance
  • Whole Life Insurance
  • Accidental Death Benefit Coverage
  • Let us show you what we can do to help you. Has You Covered!


Whether you have perfect health, a medical condition, non-medical issue, risky occupation, or any other unique underwriting concern, we can help you.

Underwriting Expertise

Our underwriting process reviews your medical and non-medical risk factors to ensure that you get matched with the best companies based on your history.

Price Comparisons

We'll show you the best life insurance quotes available that you will qualify for, and we'll explain why these companies are the best for your situation.