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Live Your Life, We’ll Cover It!

If you have perfect health or a medical condition, we help you get the best life insurance rates available with our service!

life insurance companies

The above are just a few of the 40+ life insurance companies available.  We match you with the best life insurance company based on your health history and insurance needs.  Read below how this compares to agents who only represent one company.

Health Issues We Specialize In:

Follow this link to high risk life insurance.  We cover many health issues, including:

  • Cancer History
  • Heart Conditions
  • Endocrine Disorders
  • Gastrointestinal Issues
  • HIV Positive
  • Mental Health

Non-medical underwriting articles include:

  • Tobacco and Nicotine Products
  • Private Pilots
  • Scuba Divers

Our life insurance underwriting guide has additional information that is helpful.

Life Insurance to Meet Your Needs

Whatever type of life insurance you need, we have it available for you, including:

  • Term Life Insurance
  • Universal Life Insurance
  • Index Universal Life Insurance
  • Whole Life Insurance
  • Guaranteed Acceptance Life Insurance
  • No Exam Life Insurance

We also offer other types of coverage, such as:

  • Accidental Death Insurance
  • Contingent Coverage
  • Disability Insurance

You’ll find extensive information here about all the types of life insurance available.

Why Independent Life Insurance Agents Matter

The benefit of working with an independent life insurance agent is that we match you with the best life insurance companies based on your individual needs.  Compare that to captive agents who represent one company…who are they looking out for?


Whether you have perfect health, a medical condition, non-medical issue, risky occupation, or any other unique underwriting concern, we’ll get you to the best life insurance company.

Underwriting Expertise

Our life insurance underwriting process reviews your medical and non-medical risk factors to ensure that you get matched with the companies that will give you the best offer based on your history.

Price Comparisons

We’ll show you the best life insurance quotes for term life insurance, universal life insurance, whole life insurance and more. We’ll explain why these companies are the best for your situation.