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The paramedical exam is an important part of getting life insurance, including checks of height, weight, blood pressure, and potentially taking blood and urine samples. To pass the exam, you should prepare by knowing your medical history, controlling your diet, and avoiding exercise and tobacco before the test.

Before you buy a whole life insurance policy, make sure you know the pros and cons before spending your hard earned money.

Go “Fund” Yourself Life Insurance In recognition of the RiskQuoter newly created “Life Insurance Ignorance Month,” this article is for men and women who refuse to protect their families with enough life insurance. I had an epiphany recently when I received a GoFundMe request to

Group term life insurance offers benefits like easy enrollment but ties coverage to employment. In contrast, individual term life insurance ensures low-price life insurance and stable coverage regardless of employment, with added flexibility and potential for more comprehensive coverage.

When considering a $5 million life insurance policy, potential buyers must account for costs, qualifications, the underwriting process, the company’s financial stability, and available policy types. That’s where RiskQuoter can help you.

You can now find term life insurance policies that offer cash values, paid-up insurance, and extended-term options. Kansas City Life Insurance Company introduced Longevity Term 85, which provides a guaranteed cash surrender value if you cancel the policy. You also have the opportunity to choose paid-up insurance or extended-term insurance using the cash value.

If you’re considering a 40-year term life insurance policy, there are some important things to know. Recently, companies like Banner Life, Protective Life, and Kansas City Life started offering these policies. They come with advantages, like coverage until retirement or for specific financial needs, but disadvantages, such as higher costs.

Term life insurance is an affordable way to protect your family’s financial future if something happens to you. It’s straightforward and flexible, offering a death benefit without complicated features. Compare quotes to find the best policy for your needs and budget.

Looking for life insurance right away? Instant Life Insurance is quick and doesn’t need a exam. You can get coverage from $100,000 to $2.5 million, but not everyone qualifies and it may not cover certain health conditions.

Are you planning for the future? Survivorship Life Insurance might help. It’s an insurance plan for two people that only pays out when the second person dies. Second to die policies can help manage estate taxes or business transitions. Plus, it’s typically cheaper than getting two separate policies, even when someone has health issues.

Pension maximization is a strategy using life insurance to increase your pension benefits. It involves opting for the maximum pension and purchasing a life insurance policy to cover the benefits that would cease upon your death. However, it’s crucial to consider factors like health, life expectancy, and type of insurance before implementing this strategy.

Getting life insurance in the U.S. as a non-citizen is tricky. It depends on seven things like your link to the U.S., whether you are married to a U.S. citizen, your home country, what type of permission you have to be in the U.S., how often you’re here, where else you go, what job you have, and what your money situation is like. RiskQuoter is here to help you.

How much does a million-dollar life insurance policy cost? Its Never Been Easier to Get $1,000,000 How Much is a Million Dollar Life Insurance Policy? Take a look at this example: Monthly rates – best health class, $1,000,000 – 20 year term Age Female Male

You can get 500k of life insurance with no exam, and you may actually qualify for up to $3 million!

Term Life Insurance Conversion -(Everything You Need to Know) What is a term life insurance conversion period? A term life insurance conversion allows you to trade your term policy for a universal or whole life policy. Most (but not all) term life insurance policies have

What to Look for in a Spouse Life Insurance Policy When it comes to planning for the future, a few topics are as important as the financial security of your significant other. When you get married or enter into a life partnership, it’s essential that

Don’t Let Family History Ruin Your Life Insurance Rate! You may be shocked that your family’s medical history could negatively affect your life insurance underwriting. It’s true, but we’ll help you get to the right company. Family History Life Insurance Overview In addition to normal

Life Insurance for Police Officers(What You Need to Know) Are you a police officer? Getting life insurance is essential to protect yourself and your family if something happens to you. In my experience, too many officers depend solely on the life insurance offered by their

AICPA Life InsuranceShould You Buy It? As an accountant, you know about the AICPA life insurance programs. But how do you know if those products are any good? This guide will help you compare AICPA life insurance products to the individual marketplace. What Is AICPA

Cigar smokers get non-smoker life insurance rates with us every time!

Seniors: Compare our Life Insurance Quotes to Your AARP Coverage! How do you choose the right senior life insurance policy for yourself? Whether you’re a senior who needs life insurance or helping your parents decide if AARP life insurance is the right choice, this guide

Life insurance for marijuana users is available whether you are a medicinal or recreational user.

Medical Information BureauWhat Do They Know About You? If you’ve applied for life insurance, you may have heard about the Medical Information Bureau (MIB). However, you may also not know the MIB’s role in the life insurance application. So we clear it up here, with

Life Insurance 101 is here to help you better understand coverage and how to get your best rate.

Should you buy life insurance from Costco? Sometimes YES, sometimes NO. This article explains what to consider before buying.