Our BLOG category is here to help you find relevant life insurance topics such as:

  • Life Insurance Types Articles – We have you covered whether you want term, universal, or whole life.
  • Life Insurance Planning – Needs analysis, beneficiary ideas, niche areas such as group coverage, pension maximization, and conversions.

You’ll find a lot of great content here!

paramedical exam

The Only Paramedical Exam Resource You Will Ever Need

The paramedical exam is an important part of getting life insurance, including checks of height, weight, blood pressure, and potentially taking blood and urine samples. To pass the exam, you should prepare by knowing your medical history, controlling your diet, and avoiding exercise and tobacco before the test.

go fund yourself life insurance

Go “F” Yourself Life Insurance

Go “Fund” Yourself Life Insurance In recognition of the RiskQuoter newly created “Life Insurance Ignorance Month,” this article is for men and women who refuse to protect their families with enough life insurance. I had an epiphany recently when I received a GoFundMe request to

group vs term life

Group Life

Group term life insurance offers benefits like easy enrollment but ties coverage to employment. In contrast, individual term life insurance ensures low-price life insurance and stable coverage regardless of employment, with added flexibility and potential for more comprehensive coverage.

5 million life insurance

5 million dollar life insurance policy

When considering a $5 million life insurance policy, potential buyers must account for costs, qualifications, the underwriting process, the company’s financial stability, and available policy types. That’s where RiskQuoter can help you.

cash value term life insurance

Cash Value Term Life Insurance

You can now find term life insurance policies that offer cash values, paid-up insurance, and extended-term options. Kansas City Life Insurance Company introduced Longevity Term 85, which provides a guaranteed cash surrender value if you cancel the policy. You also have the opportunity to choose paid-up insurance or extended-term insurance using the cash value.

40 year term life insurance

Should You Buy 40-Year Term Life Insurance? Here’s What You Need to Know.

If you’re considering a 40-year term life insurance policy, there are some important things to know. Recently, companies like Banner Life, Protective Life, and Kansas City Life started offering these policies. They come with advantages, like coverage until retirement or for specific financial needs, but disadvantages, such as higher costs.

term life insurance

Term Life Insurance – What You Need to Know Before You Buy!

Term life insurance is an affordable way to protect your family’s financial future if something happens to you. It’s straightforward and flexible, offering a death benefit without complicated features. Compare quotes to find the best policy for your needs and budget.

instant life insurance

Instant Life Insurance

Looking for life insurance right away? Instant Life Insurance is quick and doesn’t need a exam. You can get coverage from $100,000 to $2.5 million, but not everyone qualifies and it may not cover certain health conditions.

survivorship life insurance

Survivorship Life Insurance

Are you planning for the future? Survivorship Life Insurance might help. It’s an insurance plan for two people that only pays out when the second person dies. Second to die policies can help manage estate taxes or business transitions. Plus, it’s typically cheaper than getting two separate policies, even when someone has health issues.

pension maximization life insurance

Pension Maximization

Pension maximization is a strategy using life insurance to increase your pension benefits. It involves opting for the maximum pension and purchasing a life insurance policy to cover the benefits that would cease upon your death. However, it’s crucial to consider factors like health, life expectancy, and type of insurance before implementing this strategy.

foreign nationals life insurance

Foreign Nationals

Getting life insurance in the U.S. as a non-citizen is tricky. It depends on seven things like your link to the U.S., whether you are married to a U.S. citizen, your home country, what type of permission you have to be in the U.S., how often you’re here, where else you go, what job you have, and what your money situation is like. RiskQuoter is here to help you.

one million dollars

Million Dollar Life Insurance Policy

How much does a million-dollar life insurance policy cost? Its Never Been Easier to Get $1,000,000 How Much is a Million Dollar Life Insurance Policy? Take a look at this example: Monthly rates – best health class, $1,000,000 – 20 year term Age Female Male

spouse life insurance

What to Look for in a Spouse Life Insurance Policy

What to Look for in a Spouse Life Insurance Policy When it comes to planning for the future, a few topics are as important as the financial security of your significant other. When you get married or enter into a life partnership, it’s essential that

family history life insurance

Don’t Let Family History Ruin Your Life Insurance Rate!

Don’t Let Family History Ruin Your Life Insurance Rate! You may be shocked that your family’s medical history could negatively affect your life insurance underwriting. It’s true, but we’ll help you get to the right company. Family History Life Insurance Overview In addition to normal

life insurance for police officers

Life Insurance for Police Officers (What You Need to Know)

Life Insurance for Police Officers(What You Need to Know) Are you a police officer? Getting life insurance is essential to protect yourself and your family if something happens to you. In my experience, too many officers depend solely on the life insurance offered by their

AICPA Life Insurance

AICPA Life Insurance

AICPA Life InsuranceShould You Buy It? As an accountant, you know about the AICPA life insurance programs. But how do you know if those products are any good? This guide will help you compare AICPA life insurance products to the individual marketplace. What Is AICPA

medical information bureau

Medical Information Bureau – What Do They Know About You?

Medical Information BureauWhat Do They Know About You? If you’ve applied for life insurance, you may have heard about the Medical Information Bureau (MIB). However, you may also not know the MIB’s role in the life insurance application. So we clear it up here, with

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