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Our BLOG category is here to help you find relevant life insurance topics such as:

  • Life Insurance Types Articles – We have you covered whether you want term, universal, or whole life.
  • Life Insurance Planning – Needs analysis, beneficiary ideas, niche areas such as group coverage, pension maximization, and conversions.

You’ll find a lot of great content here!

cash value term life insurance

Does Term Life Insurance Have a Cash Value? It Does Now!

You can now find term life insurance policies that offer cash values, paid-up insurance, and extended-term options. Kansas City Life Insurance Company introduced Longevity Term 85, which provides a guaranteed cash surrender value if you cancel the policy. You also have the opportunity to choose paid-up insurance or extended-term insurance using the cash value.

Does Term Life Insurance Have a Cash Value? It Does Now! Read More »

40 year term life insurance

Should You Buy 40-Year Term Life Insurance? Here’s What You Need to Know.

If you’re considering a 40-year term life insurance policy, there are some important things to know. Recently, companies like Banner Life, Protective Life, and Kansas City Life started offering these policies. They come with advantages, like coverage until retirement or for specific financial needs, but disadvantages, such as higher costs.

Should You Buy 40-Year Term Life Insurance? Here’s What You Need to Know. Read More »

survivorship life insurance

How is Survivorship Life Insurance Helpful in Estate Planning?

Are you planning for the future? Survivorship Life Insurance might help. It’s an insurance plan for two people that only pays out when the second person dies. Second to die policies can help manage estate taxes or business transitions. Plus, it’s typically cheaper than getting two separate policies, even when someone has health issues.

How is Survivorship Life Insurance Helpful in Estate Planning? Read More »

pension maximization life insurance

Pension Maximization Life Insurance – Make Sure You Read This

Pension maximization is a strategy using life insurance to increase your pension benefits. It involves opting for the maximum pension and purchasing a life insurance policy to cover the benefits that would cease upon your death. However, it’s crucial to consider factors like health, life expectancy, and type of insurance before implementing this strategy.

Pension Maximization Life Insurance – Make Sure You Read This Read More »

foreign nationals life insurance

Life Insurance for Non-U.S. Citizens – Seven Things You Need to Know!

Getting life insurance in the U.S. as a non-citizen is tricky. It depends on seven things like your link to the U.S., whether you are married to a U.S. citizen, your home country, what type of permission you have to be in the U.S., how often you’re here, where else you go, what job you have, and what your money situation is like. RiskQuoter is here to help you.

Life Insurance for Non-U.S. Citizens – Seven Things You Need to Know! Read More »

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