Category: Company Reviews
Since 1868, Pacific Life has focused on helping its customers from its headquarters in Newport Beach, California.
With $191 billion in assets, and $1.2 trillion of life insurance inforce,
Pacific Life is a well respected leader in the industry.
Our review of life insurance companies like Pacific Life, covers many aspects of the company.
Ratings are subject to change. AM Best – 06/20, Fitch – 03/21, Moody’s – 04/20, S&P – 12/20
The Pacific Life Foundation has donated more than $123 million during the last 36 years.
They have a grant program, contributing 467 grants totaling $7+ million in 2020.
In their local communities, Pacific contributes to the arts, community needs, ocean health, and marine mammals.
Pacific Life’s Diversity, Equity and Inclusion culture, has committed to the support of its employees.
In terms of policies, the following is available.
PAC Life has a number of term life and universal life insurance options available for you.
PL Promise GUL is a No-Lapse Guarantee Universal Life Insurance policy.
The fact that Pacific will consider $25,000 in coverage is pretty unique as most companies do not offer that little coverage.
Pacific Life recently introduced PL Swift Sailing – an accelerated underwriting program.
With PL Swift Sailing, it is now possible to qualify for up to $2 million in coverage!
While many accelerated underwriting programs are not available for nicotine users, Pacific Life’s program is available.
With PL Swift Sailing, no medical exams, labs, or medical records are required if you meet the criteria.
If you are age 50-69 but don’t meet the PL Swift Sailing criteria, you may still qualify for the no lab Smooth Sailing program.
With the Smooth Sailing program, we complete a brief ticket and then underwriting contacts you for a phone interview.
With underwriting, Pacific Life is competitive in many areas including:
Non-medical underwriting niches include:
We always shop cases to Pacific Life as they can be very good at times with underwriting.
PAC Life is available to help you with your customer service.
Whether you need to make policy changes, or update billing, etc., PAC Life is there to help.
Customer Service Phone Number is 800-800-7646
You may login to policy information online with Pacific Life – here
Pacific Life’s corporate headquarters is located at – 700 Newport Center Drive – Newport Beach, California 92660
Pacific Life Insurance Company is a highly rated company with many types of insurance policies to meet your needs.
Please take a few minutes to request a quote today.
We’ll show you how Pacific Life compares to other carriers and let you decide which company is best. Thank you.
We take our responsibility seriously and will do whatever we can to make sure you end up with the best life insurance company based on your unique life insurance needs and situation.
Kind words from happy customers who have a lot to say about our service!