Category: Company Reviews
Are you looking for competitive term life insurance.
Find out if Minnesota Life is right for you.
It’s important that you choose a life insurance company that you trust to be there when you need it.
Minnesota introduced the WriteFit and WriteFit Express programs to make the life insurance process easier.
The result is an accelerated underwriting program that may approve your application in as little as 24 hours!
Traditionally, buying life insurance has been a long drawn out process taking 8-12 weeks to complete.
Most of the time is lost waiting for medical records to arrive and a paramedical exam to be completed.
By removing the hassle of an exam whenever possible, Minnesota saves you time and simplifies buying life insurance.
With a 140+ year history (1880), Minnesota Life has been around for a while.
Headquartered in St. Paul, Minnesota and affiliated with the Securian Financial family of companies.
With more than 21 million customers in North America and $1.4 trillion of life insurance in force,
Minnesota is the 8th largest life insurer in the United States.
The latest available ratings as of November 2020:
Ratings are subject to change.
Securian’s stated purpose is “helping our customers build secure tomorrows” and their core values are:
As part of Minnesota’ corporate culture, they’ve committed to creating an effective diversity & inclusion (D&I) program.
Securian Financial has also committed to the United Nations Sustainable Development Goals (SDGS).
This is a series of 17 goals towards improving quality of life issues.
Whether you need term life insurance or universal life, a variety of policies, including:
Minnesota Life’s term life insurance policy is the Advantage Elite Select series.
The Advantage Elite Select series offers the following:
Minnesota offers the Compass universal life insurance policy.
This policy is designed for executive benefits programs offered by credit unions.
Known as the CUOLI market (Credit Union Owned Life Insurance).
Highlights of this product include:
Eclipse is Minnesota Life’s index universal life insurance policy.
Yes, Minnesota Life offers accelerated underwriting for some policies.
You may get approved in as little as 24 hours in some cases.
The WriteFit Program is for universal life insurance policies up to $2 million to age 50.
For ages 51-60, the maximum amount of coverage is $1 million.
The WriteFit Express Program is for term life insurance or universal up to $250,000 with a maximum issue age of 54.
Here’s how it works:
When you meet the criteria, your application gets approved and your policy will be delivered electronically.
If you don’t meet the criteria, WriteFit will move your application to traditional underwriting.
WriteFit Express will decline your application and you would need to wait 90 days to try again with Minnesota.
For people with health issues, we shop to Minnesota with our quick quote process.
From time to time, we’re pleasantly surprised with offers we’ve received.
The biggest advantage that Minnesota has pertains to occasional cigarette smokers.
A non-smoker rate is possible if you smoke an occasional cigarette!
No other company offers this opportunity for term life insurance.
Telephone Number – 833-810-8260
You’ll find Minnesota’s life insurance login – here
Address: 400 Robert Street North – St. Paul, Minnesota 55101
Minnesota is a competitive life insurance company worth considering.
We’ll be happy to provide you with quotes to show you how this company compares to others in the market.
Please take a few minutes to submit your quote request today. Thank you.
We take our responsibility seriously and will do whatever we can to make sure you end up with the best life insurance company based on your unique life insurance needs and situation.
Kind words from happy customers who have a lot to say about our service!