Principal Breaking News 6-28-2021
Principal National Life Insurance Company operates in most states, Principal Life in NY.
Here are some reasons to consider Principal.
You’ll see that Principal is competitive with product pricing, business life insurance, and high-risk cases.
If you need life insurance, make sure you consider Principal.
Ratings as of – AM Best 02/2021, Fitch 05/2020, Moody’s 11/2020, S&P 04/2020 and subject to change
When comparing life insurance companies, you’ll see that the Principal rates favorably.
It’s pretty easy to get a policy with Principal.
Accelerated Underwriting – For some healthy non-smokers between the age of 18-60.
Coverage amounts from $50,000 – $1,000,000.
If you’re approved for their accelerated underwriting program,
The paramedical exam is eliminated and approvals may occur in as little as 48 hours!
Underwriting rate classes available:
Principal is most competitive for the following health issues:
Life insurance table ratings apply to some high-risk health conditions.
Principal offers ratings up to table 6 for term life, and table 16 on universal life insurance.
A flat extra charge may be added for cancer histories, private pilots, and scuba divers.
Underwriting programs include:
Health Lifestyle Credits – Principal reviews your overall health history and assigns a score to you,
Based on the positive and negative underwriting factors.
With positive factors, up to 2 table ratings may be offset.
For others, the Healthy Lifestyle Credits program may help you move up from a preferred to Super Preferred rate class!
Principal offers the following types of life insurance.
Pros – Principal term policies are competitive in underwriting and price.
Principal offers the Provider Edge II and Flex III universal life insurance products.
The ideal consumer for these policies is between the age of 45-75 looking for $1 million or greater.
The policies offer the potential for cash value accumulation and extended death benefit guarantees.
You may reach customer service by calling – 800-986-3343
Principal offers online access to your policy information – here
Corporate headquarters is located at:
711 High Street – Des Moines, Iowa 50392
Principal is an insurance company that we consider for most cases.
When Principal is competitive for your situation, we’ll let you know that.
Please take a few minutes to submit your quote request today. Thank you.
We take our responsibility seriously and will do whatever we can to make sure you end up with the best life insurance company based on your unique life insurance needs and situation.