Cincinnati Life is part of the Cincinnati Financial Corporation.
Founded in 1950, this company has been providing insurance to consumers for business, home, auto and life insurance.
Rating as of – AM Best 01/2021, Fitch 01/2020, Moody’s 07/2020, S&P 09/2019 and subject to change.
Cincinnati has good quality financial strength ratings to offer life insurance consumers.
Life insurance is easy with the Rapid Review accelerated underwriting program.
If you qualify, you may be approved in as little as 3 days.
Accelerated underwriting highlights:
Insureds who use cigarettes, e-cig/vape, hookah, marijuana, gum or patch are not able to use accelerated underwriting.
The accelerated application process involves:
Accelerated underwriting does not require a paramed exam.
Cincinnati is one of the best life insurers with underwriting cigar, pipe, and chewing tobacco.
They give non-tobacco rates for positive urine samples.
Cincinnati Life does offer some competitive life insurance, especially for term life coverage.
The Termsetter is a level term life insurance policy that is available.
Termsetter ROP is a return of premium term life policy available in 20, 25 and 30-year term lengths.
Whole life insurance and universal life insurance is available to consumers
The Guaranteed Whole Life policy offers a number of premium options:
You may purchase additional paid-up life insurance with additional riders.
The Heritage universal life offers guaranteed insurability to age 121, and the Lifesetter policy offers the potential to accumulate some cash value.
For any permanent life insurance policy, we’ll provide you with full company illustrations and comparisons to other companies.
You may reach customer service by calling 800-783-4479
Cincinnati Life offers online customer service. You may login – here
Corporate headquarters is located at:
6200 S. Gilmore Street – Fairfield, Ohio 45014
Cincinnati is good quality company with competitive term life insurance policies.
It’s definitely worth a look when considering your life insurance purchase.
Please take a few minutes to submit your quote request today. Thank you.
We take our responsibility seriously and will do whatever we can to make sure you end up with the best life insurance company based on your unique life insurance needs and situation.