The paramedical exam is an important part of getting life insurance, including checks of height, weight, blood pressure, and potentially taking blood and urine samples. To pass the exam, you should prepare by knowing your medical history, controlling your diet, and avoiding exercise and tobacco before the test.

Before you buy a whole life insurance policy, make sure you know the pros and cons before spending your hard earned money.

Group term life insurance offers benefits like easy enrollment but ties coverage to employment. In contrast, individual term life insurance ensures low-price life insurance and stable coverage regardless of employment, with added flexibility and potential for more comprehensive coverage.

When considering a $5 million life insurance policy, potential buyers must account for costs, qualifications, the underwriting process, the company’s financial stability, and available policy types. That’s where RiskQuoter can help you.

You can now find term life insurance policies that offer cash values, paid-up insurance, and extended-term options. Kansas City Life Insurance Company introduced Longevity Term 85, which provides a guaranteed cash surrender value if you cancel the policy. You also have the opportunity to choose paid-up insurance or extended-term insurance using the cash value.

If you’re considering a 40-year term life insurance policy, there are some important things to know. Recently, companies like Banner Life, Protective Life, and Kansas City Life started offering these policies. They come with advantages, like coverage until retirement or for specific financial needs, but disadvantages, such as higher costs.

Term life insurance is an affordable way to protect your family’s financial future if something happens to you. It’s straightforward and flexible, offering a death benefit without complicated features. Compare quotes to find the best policy for your needs and budget.

Looking for life insurance right away? Instant Life Insurance is quick and doesn’t need a exam. You can get coverage from $100,000 to $2.5 million, but not everyone qualifies and it may not cover certain health conditions.

Are you planning for the future? Survivorship Life Insurance might help. It’s an insurance plan for two people that only pays out when the second person dies. Second to die policies can help manage estate taxes or business transitions. Plus, it’s typically cheaper than getting two separate policies, even when someone has health issues.

Pension maximization is a strategy using life insurance to increase your pension benefits. It involves opting for the maximum pension and purchasing a life insurance policy to cover the benefits that would cease upon your death. However, it’s crucial to consider factors like health, life expectancy, and type of insurance before implementing this strategy.

Getting life insurance in the U.S. as a non-citizen is tricky. It depends on seven things like your link to the U.S., whether you are married to a U.S. citizen, your home country, what type of permission you have to be in the U.S., how often you’re here, where else you go, what job you have, and what your money situation is like. RiskQuoter is here to help you.